Continued loan book growth for Together

Cheadle-based property lender, Together, has reported continued growth in its loan book in its quarterly results for the three months to December 31st 2025.

Average monthly lending rose 6.1% on the previous quarter to pass £300 million, while its loan book grew to £8.1 billion, up 1.8% on the previous three-month period.

Alongside the increased lending, the group remains highly profitable and cash generative: underlying profit before tax rose to £59.3 million for the quarter, up from £55.7 million for the same period in 2025.

Commenting on the results, Richard Rowntree, Group Chief Executive Officer of Together,
said:

“We are pleased to report another strong quarter, with robust originations driving our loan book to a new high, supported by an attractive net interest margin and a continued increase in underlying profit before tax.

“We continued to execute our strategic plan at pace, advancing our transformation programme, enhancing our Board and maintaining our funding momentum, demonstrating both the strength of our platform and the confidence of our partners. I am equally proud that our team’s expertise and commitment were recognised through several industry awards, reflecting our focus on supporting our customers and delivering sustainable growth.

“Looking ahead, while we remain mindful of the ongoing economic headwinds facing the UK, with a successful 52-year track record and strong structural demand in our market, we are well positioned to help customers achieve their property ambitions and create long-term value for our stakeholders.”

Alongside its financial performance, the quarter has also seen the appointment of Mike Flynn to the Together Board as Non-executive Director, as well as maintained its funding momentum with the refinancing and restructuring of a number of facilities.