The government’s Levelling Up Home Building Fund has opened to improve access to finance for SME housebuilders, offering development loans from £250,000.
The scheme has the dual aim of helping to ensure more homes are built in all parts of England to meet the nation’s housing needs, while also delivering a more diverse and resilient housing market that is less dominated by larger firms. The fund provides support to SME housebuilders who typically struggle to access finance for developments through traditional lending channels for schemes providing five or more homes.
The Levelling Up Home Building Fund, managed by Homes England, also seeks to support innovation in construction and delivery of new homes. Past projects supported by the fund include those featuring off-site manufacturing, community-led housing projects, or serviced plots for custom and self-builders.
Housebuilders may be eligible to apply for funding if they:
- are a UK-registered corporate entity or limited liability partnership
- plan to build or refurbish five or more homes on a site in England (but less than 2,000)
- have a controlling interest in the land
- believe the project would stall, or progress much less quickly, without this finance
Additional eligibility criteria can be found on the government website here.
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