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November budget a boost for first-time buyers

The chancellor delivered his first November budget in a buoyant mood although there was little to get excited about and nothing that was going to seriously upset the status quo!   In an attempt to stimulate the housing market and help buyers to get on the first rung of the property market, stamp … [Read more...]

S&P Global upgrades Together to BB-

Leading specialist lender, Together, is pleased to announce that S&P Global (‘S&P’) has upgraded the Group’s credit rating from ‘B+’ to 'BB-'; outlook stable, reflecting the progress Together has made over the last 12 months. S&P has also upgraded Together’s intermediate holding company, … [Read more...]

Together announces strong quarterly results

Specialist lender Together has announced its quarterly results to 30 September 2017, affirming its continuing growth and strong financial position. Average monthly lending was up 15.8% on the previous quarter at £125.4m, and the loan book reached £2.37bn; up 5.7% compared with £2.24bn at June 30, … [Read more...]

When is a pool vehicle not a pool vehicle?

Within businesses, there is often confusion between a pool vehicle and a company vehicle. Pool vehicles are exempt from a benefit-in-kind charge provided certain conditions are met. Company vehicles are taxable. It is vital to categorise your vehicles correctly and maintain records as … [Read more...]

Spend your old £10 notes by March 2018

Empty your wallets and purses and check your pockets for the old £10 notes which will cease to be legal tender in 2018. Following the successful launch of the new Jane Austen £10 note on 14 September 2017, the Bank of England will withdraw legal tender status of the paper £10 note featuring … [Read more...]

New hire for Vernon Building Society

Evetts, 48, takes on the new role having been Head of Financial and Credit Risk at the West Bromwich Building Society for almost five years. Prior to that he was Head of Credit Risk at the Yorkshire Building Society. Evetts, who has worked within building societies for 25 years, said: “The … [Read more...]

Together host event for St Ann’s Hospice

Specialist lender Together is hosting a networking event to support local charity St Ann's Hospice. The Together team will be speaking at a Breakfast event hosted in aid of St Ann's Hospice. Meet like-minded people from across Greater Manchester Tickets are just £20 each - all funds go to … [Read more...]

Stockport agencies unite against loan sharks

LOAN sharks were the main topic of discussion when local agencies met to forge plans for a campaign to combat illegal money lending in Stockport.  Organised by Stockport Credit Union and Offerton resident Daniel Oliver, the Illegal Money Lending Team (IMLT) – a national team that investigate and … [Read more...]

MAG Bond to Fund Transformation Programmes

MAG, the UK’s leading airport group, has priced a £300m, 22-year MAG bond, with an annual coupon of 2.875% and order book that was over three times oversubscribed at around £1bn. The group will use the proceeds of the MAG bond to fund the transformational capital investment programmes that the Group … [Read more...]

100th deal for Northern Powerhouse Investment Fund

The Northern Powerhouse Investment Fund (NPIF) has completed its 100th deal from its £400m funding pot. Supported by the European Regional Development Fund, the Northern Powerhouse Investment Fund has provided £700,000 worth of equity finance to Microbiosensor Ltd, an innovative diagnostic … [Read more...]

Autumn Budget Wishlist in Hallidays Newswire

With the Autumn budget approaching, Hallidays has included an Autumn Budget Wishlist in this month's newswire, a quick look at the latest business and tax issues.  Interest rates rise The Bank of England has raised interest rates from 0.25% to 0.5%, the first rate rise in ten years. Click here … [Read more...]

Together launches Let’s get Going with schools and colleges

Specialist lender Together has launched its Let’s get Going enterprise scheme in schools and colleges across the region, giving budding young entrepreneurs a taste of what it takes to make a commercial vision a reality. Over 20 schools and colleges were invited to take part, but only a select few … [Read more...]