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The second charge mortgage secret

A survey, from finance specialist Together, has revealed that a staggering 79 per cent of people in the UK could be missing out on a potential source of personal finance by being unaware of the option of a second charge mortgage. Second charge mortgages, also referred to as a secured loan, allow … [Read more...]

Hallidays growth sees surge in recruitment

Hallidays growth has resulted in a surge in recruitment alongside their current team choosing to stay with the Stockport based business.  Growth in a company usually results in bringing in new team members, but at Hallidays it seems that this is the only time they need to recruit as natural … [Read more...]

Leasehold vs Freehold, which is best for your business?

Leasehold vs freehold? As a business or home owner do you know whether a leasehold option on your property is best for you?  There are many different reasons why either may be best but understanding the ins and outs of different models of property ownership is important from a legal perspective, … [Read more...]

Christmas Party tax relief – what are the facts?

Do you know what the facts are around HMRC and Christmas Party tax relief? There is no specific allowance for a ‘Christmas party’ as such, however HMRC does provide limited tax relief for the cost of holding an ‘annual event’ for your staff, providing certain conditions are met. As an employer, … [Read more...]

How to dispose of confidential information securely

One way to prevent fraud is to dispose of confidential information safely and securely. Would you be comfortable disposing of highly confidential financial information by simply dropping it in the wastepaper bin by the side of you desk? Would you house all of your accounting information and … [Read more...]

Electric Company Cars. Does the Tax stack up?

Electric Company Cars - does it pay? Between March 2014 and Match 2015 there was a massive rise of electric vehicles sold and registered in the UK. But what constitutes massive? 50 % increase – 175 % increase? Well how does 984% sound? This October the number of Electric cars on British roads … [Read more...]

Ransomware attack – inevitable or avoidable?

As San Francisco's transport agency becomes one of the latest organisations to be hit by a ransomware attack, is an attack inevitable for any one of us or can we protect ourselves? Computer viruses that threaten to delete your files unless you pay a ransom are known as ransomware, the fastest … [Read more...]

Commercial service charges – a complex issue?

Levying commercial service charges can be one of the most complex, and occasionally controversial, aspects of owning a commercial property. Service charges represent a major source of income for landlords, with the Royal Institution of Chartered Surveyors (RICS) estimating it to be worth around £6 … [Read more...]

Automatic Enrolment soon to hit ‘new employers’

Automatic Enrolment has changed the law on workplace pensions. Under the Pensions Act 2008, every employer in the UK must put certain staff into a pension scheme and contribute towards it - ‘automatic enrolment’. Whether you’re a hairdresser, an architect or employ a personal care assistant, if … [Read more...]

Are you missing out on R&D Tax Relief?

R&D Tax Relief has been created as a corporation tax relief that may reduce a company's tax bill with the intention is to encourage investment into Research and Development and new product development. Administered and run by the HMRC, it has a view to helping UK businesses and the economy … [Read more...]

Unclaimed child tax benefits can hit pensions

Reports about how unclaimed child tax benefits can hit pensions have been in the news this week and Stockport Accountants, IN Accountancy, have looked at how higher-earning households are affected. Steve Webb, ex-pensions minister and now a director of mutual insurer Royal London, has said that … [Read more...]

What is an ISA and is it for me?

What is an ISA? Is an ISA right for me? With interest rates at one of its lowest points, is this a good time to be looking at savings accounts? Christmas is fast approaching, another year is about to pass us by and, before we know it, we will have reached the end of the financial tax year. So … [Read more...]