Celebrations for The Stockport Team
At Stockport, one of our team, Debra Woolfson, is celebrating three years with the Firm. During that three year period, the compensation that she has recovered for clients has now exceeded £3.5 million.
“Having worked in national practices for most of my career it has been a pleasure to work with a local firm who can provide even better legal advice and support to clients whose lives have been changed by injuries caused by traumatic events or by mistakes made as a result of medical treatment.
“Local knowledge certainly helps. I now have more time to help with getting clients back on the road to recovery, sorting out physiotherapy and counselling when the local health care budgets don’t stretch to offering the treatment needed. The most up to date tech support, such as orthotics or prosthetics, can also be sourced and funded”.
Law Changes Will Adversely Affect Injury Claims
Over the last twelve months the Government appear to be giving in to the pressure from insurance companies to pass legislation, that in our view will lead to the removal of the right to proper compensation for whiplash injuries that many of us have suffered in car crashes that have not been our fault.
The changes will see compensation payments being slashed by up to 90% and a number of legal firms have decided that they will not be able to assist clients when these rules bite. We will continue to help and are happy to discuss any such claims with you.
Positive Changes in 2017
Earlier this year, the Government reduced the discount rate that lawyers use to work out how much can be recovered for future losses from 2.5% to -0.75%. Whilst it is likely that the rate will be changed again, until it does, we are applying the -0.75% rate meaning that compensation payments will be more realistic acknowledging that the idea is that the compensation should last for the whole of the injured persons life and should cover any expenses that are likely to be incurred for aids and equipment and care.
The change is most significant for young claimants. For example, if our 18 year old client is claiming care for the rest of her life she will see the value of her claim increase by almost 300%. Any claim that may be affected by a further change in the discount rate needs to be reviewed and pushed to a settlement before that change occurs.
Your Right to Decide
Moving on to your right to choose the lawyer that supports you, a lot of us have Before the Event Legal Insurance Expenses Cover that we pay a bit extra for on our household, car or other insurance policies. Insurers have tried to restrict our right to choose who represents us by including within policies, a term that suggests that they can dictate the position up to the time when formal court proceedings are started. This year the Court have decided that this restriction on the right to choose is against EU directives. This is an interpretation of an EU directive and whilst it is likely that the UK will form part of a non-EU European Grouping once we leave the EU, the decision is likely to remain binding on insurers operating in the UK, so if you have paid for legal cover you can decide who you will have in your corner.
Finally, whilst our local hospitals and doctors are a vital part of our every day lives caring for us with skill, empathy and understanding, mistakes do happen and when they do it’s important that lessons are learned and that compensation is paid to minimise the effects of those mistakes.
Lawyers and victims of medical mistakes are often blamed for depleting precious resources by making claims against the NHS when things go wrong. However, this month a Government Committee has acknowledged that it is in part health bosses who have created a culture which is costing the tax payers millions of pounds.
The report acknowledges that a “prevailing attitude of defensiveness” from our NHS Trusts has helped to quadruple clinical negligence costs. We have many examples of cases where our clients have very clear claims that should be accepted quickly but payments are not made for years as the NHS Trust and its lawyers push us all the way to trial.
Hopefully the report will result in some changes and appreciative of the effect of the delays on those that need help, not more stress
Looking forwards to 2018 we are sure that there will be many more changes, but we shall continue to encourage the Trusts that we deal with to move more quickly and to share best practise in the handling of mistakes so that lessons can be learnt, so that our clients and their families get back as far as is possible, to how they were before they were unfortunate enough to be in the wrong place at the wrong time.
Expert Opinion provided by Harold Stock & Co. Read more HERE